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张掖翻译公司关键字：(2) tightening. April 25, 2004, the central bank to raise deposit reserve ratio by 0.5%, April 27, the State Council issued a notice, the real estate development project capital ratio from 20% to 35%. June, the CBRC issued the "commercial bank real estate loan risk management guidelines" to regulate the commercial bank real estate lending business processes, determine the control of real estate loans ratio does not exceed 80%, the monthly repayment balance at 50% less than control, the ratio of monthly debt payments less than 55% control, real estate developer's own capital ratio of not less than 35%. In October, the CBRC promulgated the "trust and investment real estate trust company business management approach" (draft), real estate trust management rules for the supervision and management, risk control and punishment rules were standardized. October 29, the central bank raised the deposit rate 0.27%, year deposit rate from 1.98% 2.25% mentioned in the annual benchmark lending rate at 5.58%, March 16, 2005, and then transfer bank-year benchmark lending rate to 6.12% individual housing loans from the 5.31% prime rate adjusted to 5.51%. Real estate and financial policies of the direct effect: development of the market impact from the supply side, the real estate capital ratio from 20% to 35% of small-scale to the project as the main premises of the business and the "shell companies" operating model has some role in the control; from the demand side effects, raising the loan interest rate, repayment of specific revenue and expenditure ratio, control of the repayment risk.(C) "two eight" reflects the macro-control and rational public opinionMarch 26, 2005, SCS power ([2005] 8) "on the effective and stable housing prices," which made 8 comments, saying, "Skiles of." April 30, the Ministry of Construction issued a seven departments' efforts to stabilize housing prices Work "," the new eight. " "The new eight" from the planning, land management, taxation, credit, incentives, affordable housing and low-rent housing, market order, information, and 8, the proposed system, measures to stabilize housing prices, and highly targeted. Some areas of real estate investment is too large, housing prices rose too fast, the supply structure is irrational, chaotic market order, the masses of common concern. Theorists on the real estate price bubble, real estate speculation, the low-income housing
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